Health insurance in the Netherlands
Every country has their own structure of healthcare and health insurance. When you live, work or study in the Netherlands, having a health insurance is compulsory. It can be confusing when you are not familiar with the local structure and regulations. Your purpose of stay and status in the country is determining how you should be insured. All Dutch citizens should at least have a basic health insurance.
Dutch health insurance companies
In the Netherlands there are eleven groups of companies that provide health insurances. 85% of all insured people chosen a health insurance package from one of the "big four" (Achmea, VGZ, CZ or Menzis) In the Netherlands you are free to choose your health insurance and any complementary insurances packages that best fits your personal healthcare needs.
Basic & additional complimentary packages
The basic health insurance is compulsory and covers common healthcare costs, such as general practitioner, hospital treatment and prescription medication. The additional complementary health insurance packages are optional and broadens the coverage of healthcare costs that you might have in the future e.g. certain dentist cost and physiotherapy. Every package has different coverage.